Rent-To-Own Installments

Own your dream phone.
Sure Approval.

Get the latest iPhone, Samsung & Pixel on installments starting from RM58/month. Fast approval, no hidden charges.

100% Original
Approved in minutes
50+ branches
Hero Device
Order
Apple iPhone 16 Pro
RM 217.45/mth
Brands Available
Apple Samsung HONOR Xiaomi Google OPPO vivo Realme Nothing OnePlus
Apple Samsung HONOR Xiaomi Google OPPO vivo Realme Nothing OnePlus
Four Plans, One Goal

Choose how you own it

Whether you want flexibility or easy salary deduction — there's a plan for you.

GoFlexi

Highest approval

Rent-to-Own 12-36 months

Suitable for
CTOS/CCRIS issues, rejected by JCL/AEON, or irregular income — students, platform riders (Grab/foodpanda/ShopeeFood), self-employed, commission earners, foreign workers
Tenure
12 / 18 / 24 / 36 months
Deposit
Required
Processing time
~1 day*
Apply Online

GoAngkasa

Exclusive

Civil servant salary deduction

Suitable for
Government servants with at least 6 months of service
Tenure
12 - 180 months
Deposit
Not required
Processing time
~1 week*
Apply Online

JCL

Personal Loan

Suitable for
Clean CTOS/CCRIS profiles with stable income
Tenure
12 / 24 / 36 months
Deposit
Not required
Processing time
1 - 3 days
Apply Online

BNPL

Buy Now Pay Later

Suitable for
Customers approved within supported BNPL platforms (Atome, AhaPay, Grab)
Tenure
3 - 12 months
Deposit
May be required
Processing time
~5 minutes
Walk-in

*Processing time subject to document verification.

SIMPLY EASY

4 steps to your new phone

1

Choose a device

Browse 100+ of the latest phones, tablets & computers.

2

Apply online

Fill in your details & upload your MyKad. Takes just 5 minutes.

3

Get approved

Fast review. Sure approval!

4

Receive & enjoy

Pick up in-branch or we'll deliver to your door.

WHY GOANSURAN

Financing you can trust

Every contract is structured clearly and transparently. No hidden fees, just peace of mind.

100%
Fully transparent, certified
5 minit
Average approval time
25,000+
Happy customers
50+
Branches nationwide

WHAT THEY SAY

So many have been Approved!

"Super easy & fast process. Applied in the morning, approved by the afternoon. Sure approval indeed!"

A
Aiman Rahman
Teacher · iPhone 17

"GoAngkasa's salary deduction makes life easy. No burden at all, light installments."

S
Siti Nurhaliza
Civil servant · Samsung S25

"Fully transparent. No hidden charges, just as promised. Highly recommend!"

D
Daniel Tan
Entrepreneur · iPhone 17 Pro Max

WHAT THEY SAY

Got questions? We've got answers

What’s the GoFlexi program?
GoFlexi is a rent-to-own device program that lets you get a smartphone through affordable monthly payments. At the end of your contract, you can choose to return, own, or upgrade the device.
Is a deposit required for every GoFlexi plan?
Yes. Every GoFlexi plan requires a deposit, which helps us approve more customers — including those who may not qualify under traditional financing. A small upfront commitment lets us offer higher approval rates and more flexible rental plans.

Your deposit is not a fee — it remains yours. At the end of your contract (and subject to your minimum contract period and the terms of your agreement), you can choose to:
• Return the phone and get your deposit back
• Use it toward owning the device
• Carry it forward when you upgrade
How do I apply?
1. Submit your application at https://goansuran.com/auth/sign-in
2. Once approved, complete your deposit payment and sign the electronic agreement in your user portal
3. Receive your device by self-pickup or delivery
What documents do I need to apply?
To process your application, please prepare:
• IC (NRIC)
• Proof of income, based on your employment type:
    ◦ Salaried: latest 1 month payslip & salaried bank statement
    ◦ Government servant: latest 3 months payslip
    ◦ Self-employed / business owner: latest 3 months company bank statements
    ◦ Gig / commission-based: latest 1 month income or commission statements & salaried bank statement
    ◦ Other: latest 3 months bank statements

Submitting complete, clear documents helps us review your application faster and improves your chances of approval.

Ready to own your dream phone?

Apply today. Fast approval, light installments, sure approval.

Go Ansuran